Car Capital Technologies, Inc. Company logo on Dataaxy
Car Capital Technologies, Inc.

Senior Manager, Data Science

đź“Ť
Los Angeles, CA
🧪
Mid-Senior level
Job Title: Senior Data Scientist / Senior Manager, Data Science / Director, Data Science

Location: Grapevine TX, Southern CA, Possible Remote

Key Responsibilities

  • Assess the impact of proposed credit policy changes using historical data and simulation (before/after impact) analysis. Provide recommendations/alternatives to Sr. Management around proposed policy changes based on impact analysis.
  • Enhance existing credit policy framework/rules by applying statistical analysis techniques including machine learning methods and decision trees/regression/conditional probability analysis on historical data to minimize loss exposure and maximize application conversion/business efficiency.
  • Lead development of key statistical modeling initiatives including, but not limited to, credit/application scorecards, cash flow/loss forecasting models, collateral valuation models, behavior/collection scoring models, etc.
  • Monitor application trends to isolate areas of opportunity/risk associated with existing automated decision policy/logic.
  • Manage changes to credit policy through internal decision engine change control / deployment process including translation of business rules into implementation/specifications. Independently test the accuracy of deployments in QA environment using both unit testing and batch testing methods.
  • Build monitoring/tracking reports which assess the effectiveness of model expectations relative to actual performance.
  • Ability to communicate clearly and liaison/develop strong partnerships with other internal resources to ensure on-time/successful implementation of risk management projects/priorities.
  • Translate complex model development code/estimates/methods into clear specifications/requirements for successful implementation into platform workflow technology (i.e., implementation of models outside of statistical software development tool).
  • Lead predictive value and cost/benefit assessment of new/alternative data sources from credit bureau and other alternative data vendors.
  • Contribute to development/enhancement of corporate enterprise data warehouse (EDW), by analyzing existing variables/measures currently in place as well as developing new variables/measures with significant business insight/value.
  • Ability to efficiently/effectively perform other ad-hoc research/analysis as assigned.

Qualifications:

  • Experience in auto or other consumer lending space required. Experience with non-prime/deep subprime auto lending preferred.
  • Minimum 7 to 10 years of working/hands-on experience with statistical model development.
  • Expert level technical experience using at least one statistical software tool (R, Python, SAS, etc.).
  • Expert technical experience with SQL and ability to independently build datasets for advanced analysis and/or modeling exercise.
  • Master’s degree in mathematics, Statistics, Economics/Econometrics, Computer Science, Decision Science, or other related field.
  • Ability to build clear technical model/rule implementation specifications from model development code/process.
  • Highly motivated self-starter with the ability to work independently/remotely.
  • Experience with credit report data and ability to parse and create custom attributes.
  • Strong team player and comfortable interacting with partners across multiple teams and at varying levels of seniority.
  • Excellent written and verbal communication skills across all levels and functions.

Employee Benefits:

  • Medical, Dental, and Vision coverage
  • 401(k) plan
  • Paid Time Off (PTO) and paid holidays
  • Flexible Spending Accounts (medical & dependent care)
  • Life Insurance
  • Short-Term and Long-Term Disability Insurance
  • Employee Assistance Program

Additional Information

  • Pre-Employment Checks: Background check including credit report and employment references (must be favorable).
  • Commitment to Diversity: Car Capital is an AA/EEO employer dedicated to equal opportunity and employee diversity.

Key informations

🧳
Full-time
đź“…
Posted 4 months ago

Don’t miss out on new
Data & AI Jobs

Get curated job alerts weekly.

Other jobs at Car Capital Technologies, Inc.

Car Capital Technologies, Inc. does not currently have any open job positions in Data & Ai.
© 2023 | All Rights Reserved | Built with 🤍 in MontrealAll our data is gathered from publicly available sources or contributed by users